October 12, 2018 =========
☆ automatic 自動的な
One of the best things you can do for your financial future is set up an automatic savings plan. In Australia, you can often ask your employer to do this for you. So, for example, if your salary is $5,000, your employer takes out money for tax and for your retirement before paying you the money. This is automatic, so your salary would actually be $4,000 in the bank (for example).
However, you can also your employer to put part of your salary into another account before you even get it. That way, from your $4,000 payment, the company pays $3,000 into your bank account and $1,000 into your savings account (for example.) This is automatic again, so you never see that $1,000 it just goes straight into a good savings account for emergencies, or a house deposit, or even for savings.
This automatic way of savings is a great way to make sure that you always save some of your salary. Is this possible in Japan? Can you ask your employer to do this or do you need to set up the automatic plan yourself once you have been paid?