October 10, 2018 =========
☆ logical 合理的な
Something that is logical seems reasonable or sensible in the circumstances. So, in a financial situation, many books talk about debt and the logical choice is to pay off debt before starting a savings plan. Does this seem logical to you?
The financial guru that I follow says this is actually not the logical thing to do. He suggests that if you have $100 spare cash, then $50 should go as a debt payment and $50 should go into savings. He says this is the most logical solution because emergencies always happen, and if you pay off debt but don’t also put away money, then when the next emergency happens, you’ll probably need to go into debt again!
I agree with him, that this is a more logical way to deal with debt and savings. What do you think?