October 31, 2018　=========

☆  discretionary  自分で使える

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Happy Halloween! Is Halloween becoming more popular in Japan? It is becoming very popular in Australia – but it’s really just a marketing trick to get people to spend their discretionary income! Any money that you spend on things other than the necessary items of shelter, food, and clothing, is your discretionary spending. So, buying chocolate and decorations for Halloween? Definitely discretionary spending!

Hobbies, travel, luxuries, entertainment, these categories of spending are all discretionary, too. If you have a budget, then it’s important to have these discretionary categories, too, right? Otherwise, you’ll be saving a lot of money, but you’ll probably feel really restricted and unhappy. FindingRead more about Today’s Word: discretionary[…]